Ever had to fight with a bank for them to take your money?
That's the situation I'm in right now. I took out two loans to contribute to my RRSPs this year. I took them with the national bank of canada, and they are the preferred partner for Investor's Group (my financial planners). I love my account manager at IG. He's a great guy. Never had a glitch with him. The bank people are fully-qualified idiots. Nimrods of the greatest caliber. Every time I want to pay back something, it's an exercise in pain and stupidity.
I have to waste my time to try and convince them to take my money.
Ahem, fuck that.