We didn't get the house. We offered 225K for a property that was listed at 235K, in the hopes of possibly getting it for 230K. As is usual with good plans, it went totally out the window when somebody else offered the full asking price right off the bat and the buyers said yes. So yeah, sucks, but what can you do. We did everything we thought was right and right for us. We can't afford to go higher than 240K at the max of the max, and even then I'm not comfortable with that situation because although we can afford the repayments at that price, it leaves us with zero breathing room.
So better to have no deal than a bad one, I say.
Still, that was a nice house.
So, dang.